Keith Sampson — Financial Dashboard

Updated 07 June 2026  ·  GBP  ·  UK resident

Assets overview

Total assets
~£312k
liquid / semi-liquid
ISA
~£33,000
7 holdings, live prices
H&L SIPP
~£40,473
Drawdown — 25% taken ✓
H&L lump sum
£13,381
In bank ✓
H&L SIPP 2
£47,000
25% (~£11,750) available if needed
Scottish Friendly
£47,000
SpaceX IPO pending
Aviva pensions
£86,100
Both locked — review Aug 2027
Crypto
~£20,000
90% cold wallet
Car
£25,000
To sell Jun 2026

China living scenario — from Jan 2027

Monthly benefit vs staying in UK
+£1,700/month better off in China
£20,400/year
surplus from pension + rental alone
Monthly income & spend — side by side (from Jan 2027)
Stay in UK
Gov pension£1,000
ISA draw (optional)£150
House rental—
Total income£1,150
House running costs−£1,000
Living costs−£1,000
Monthly surplus
£150
£1,800/year
Live in China — rent house out
Gov pension£1,000
House rental (net, tax-free)£1,200
ISA draw (optional)£150
Total income£2,350
House running costs£0
China living costs−£500
Monthly surplus
£1,850
£22,200/year
Extra per month in China vs UK +£1,700/month
Extra per year +£20,400/year
Rental income alone covers China costs 2.4× over ✓
Where the £1,700/month comes from
Stop paying house running costs+£1,000
Save £1,000/mo
Rental income (net, joint — tax-free)+£1,200
Earn £1,200/mo
China vs UK living cost difference−£500 vs −£1,000
Save £500/mo
Total monthly advantage +£1,700
Cash requirements — now to Jan 2027
Jun 2026
UK
~£1,000
Jun–Nov '26
UK — £1k/mo
£6,000
Solar
One-off install
£10,000
Nov '26–Jan '27
China
£800
Total cash needed ~£17,800
H&L lump sum in bank £13,381
Car sale (Jun 2026) +£25,000
Covered ✓ ~£38k available
Key milestones
01 May 2026 Return to UK ✓
H&L lump sum £13,381 taken — in bank ✓
Jun 2026 Sell car — £25k cash
Jun 2026 Solar installation — £10k
TBC SpaceX IPO — £47k pending
Sep 2026 Mid-year review + house rental setup
01 Nov 2026 Back to China — house let out
07 Jan 2027 Gov pension starts — financially independent ✓
Aug 2027 Review Aviva 1 & 2 (locked until then)
Risk watch
SpaceX IPO delayed / oversubscribedWatch
Rental void periodsMedium
Rental below £1k netMedium
ISA growth < 5%Buffered
Crypto crashMedium
Gov pension delayedWatch
Solar overrunBuffered
UK living higher than £1k/moCovered
Action items